Consider this Likely Future Tax Benefit of Early Mortgage Payoff

Mr. ToughMoneyLove has participated in many online debates among readers of personal finance blogs and retirement planning message boards.  A frequent topic of debate is the wisdom of using available free cash flow to invest or instead to make an early payoff of an existing mortgage loan.   I am not a fan of debt generally but I do respect logical arguments supporting overall wealth building in combination with reasonable debt used to purchase an appreciating asset, such as real estate. Read more

The New Social Security Benefit Calculator as a Reality Check

Baby boomers and others thinking ahead about retirement have requested and have waited patiently for the yearly delivery of their hard copy Social Security earnings record and benefit estimate.  My statement arrives each September.   The benefit estimate information in this document can be useful in several different ways. Read more