Simplifying a Financial Life

First, this post is not about Paris Hilton or any other “air where the brain should be” simpleton venturing into the Simple Life.

Second, this post is not about New Year’s resolutions.  Mr. ToughMoneyLove sort of abandoned that whole concept a while back.  Why?  Because like so many others, I used it as an excuse to delay doing something that needed to be done now, not later.  How many times did I say to myself “I will start my exercise (or diet, or savings, or love thy neighbor) plan at the beginning of the year!”  Fortunately for my self-commitment credibility, I never actually specified which year.  So technically I’m still in compliance. Read more