My Year End Financial Performance Review

Mr. ToughMoneyLove has spent a good part of the past five months being critical of others who use poor judgment in matters of personal finance.  Many of my targets have been politicians, Wall Street investment bankers, and disciples of the almighty credit score.  Depending on your own attitude about these subjects, I may come across as an arrogant know-it-all.  There is no question that I infuse my writing with heavy doses of skepticism and sarcasm.  However, none of my targets have been you personally.  When I write, no offense is intended to any of you and, I hope, none taken.  (There have been a few obnoxious comments left but I use the ultimate weapon on those folks:  I delete their comment.)  Read more

Making Year End Adjustments to Your Investment Portfolio

If you are an investor still contemplating whether to make adjustments to your asset allocations in your investment portfolio, you are running out of time.  We have only a few trading days left in 2008.  You may be looking to harvest some tax losses.  That shouldn’t be hard to do.  You could probably randomly throw a dart at a list of your stock and fund holdings and hit a loser. Read more