Get Money Smart, Spend Less, and Save More this Month – Tough Money Love Style

These are Money Strategies I Actually Use

Although I am dedicated to personal financial planning, I concede that I am not a pure “frugalist” or money “hacker.”  I particularly lack a desire to find the best credit card deals because I dislike credit card companies.  I like to think of myself as a “money strategist.”  Having a good money strategy does include being aware of ways to save money or to not get ripped off.  I am happy to implement such money saving strategies as long as it doesn’t take a disproportionate amount of another resource that I value highly:  Time.  The hard truth is that time is a non-renewable resource.  Many money decisions that my wife and I make have to factor in the value of time.  So at the beginning of this my third month of blogging on personal finance, Mr. ToughMoneyLove thought he would summarize some money strategies that recently caught my attention and that you might benefit from knowing.   Unlike money smart ideas you might read on other places around the Internet, these money strategies have actually been used by the person who is suggesting them.  (That would be me.) Read more