10 Ways to Get Americans Spending Again – But Why?

July 29, 2011 by  
Filed under Spending

Amid fears that we are entering the second dip of a double-dip recession, the “why don’t we spend more” hand-wringers are at it again. They want to know why American consumers aren’t prowling the store aisles and throwing crap in their carts.  They also want to know what can be done to make them throw more crap in their shopping carts. Read more

Share

Weaning Ourselves off AT&T Wireless

May 27, 2011 by  
Filed under Spending

Our days of sending ridiculous amounts of money to AT&T wireless are almost over. We have been on a four-line wireless family plan with AT&T for several years. Two of us have had smart phone data plans added in, plus unlimited family texting. We were spending $200/month for our cell phones and another $30 for a landline. I had enough. Read more

Share

Blizzards and Spending

January 2, 2011 by  
Filed under Spending

Reporters are always looking for angles and that includes writing about blizzards. It’s no fun writing “a whole bunch of snow fell on New York, the roads were bad, so people stayed home.”  So what angle did some writers take about this most recent northeast “blizzard?” That angle would be “spending.” Read more

Share

Saving Telephone Costs with Gmail

August 26, 2010 by  
Filed under Spending

I have been an avid user of Google Voice for several months. I have encouraged my family, friends,  and many of my key clients to use my Google Voice number as the best way to reach me anytime, anywhere. My experiences with the Google Voice system have been excellent. Yesterday, Google added a new feature in Gmail which greatly expands the utility of Google Voice and provides even more opportunities for anyone to save money on phone usage. Read more

Share

Craigslist Computing Success

August 2, 2010 by  
Filed under Spending

A few weeks back my wife’s ancient Dell laptop finally died. She needed a new one and suggested a budget Windows unit. I hesitated because her desktop computer is an iMac. She likes Apple products (I don’t) and doesn’t need to slow her learning curve by using another Windows machine. On the other hand, the prices that Apple fans are willing to pay for new Macs astounds me. Enter Craigslist. Read more

Share

Feeling Rewarded without Spending

July 29, 2010 by  
Filed under Debt and Credit, Spending

In May we opened our first rewards checking account at a community bank. Since then we have been transitioning our direct deposits and other routine transactions into that account. By the beginning of this month, we had built up the balance in our rewards checking account to the $25k limit for earning 3.80% interest. Read more

Share

Sticker Shock in Kitchen Appliances

July 19, 2010 by  
Filed under Spending

Our Amana side-by-side refrigerator (which we purchased specifically for this house when we built it 17 years ago) died. It stopped cooling effectively and the repairman said the cost of repair could easily be $1200. Essentially the compressor and all related components would have to be replaced. We quickly decided we were not going to invest $1200 in a 17 year old refrigerator, despite its many years of faithful service (and custom wood door panels). It was time to shop. Read more

Share

Benefiting from the Satellite TV Wars

June 10, 2010 by  
Filed under Spending

Yesterday I saw some prominent web advertising from Dish Network. It is now offering new subscribers a free upgrade to HD programming – for life. The conditions were a 24 month contract and autopay. This intrigued me as part of my battle plan to reduce recurrent expenses in our media plans. Read more

Share

Personal Finance and the iPhone Affect

June 7, 2010 by  
Filed under Fools of Finance, Spending

How many hours will you waste this year staring at your hand?

That’s the rhetorical question I asked in a comment to this sad admission from a personal finance blogger:  I Want the New iPhone & I Don’t Care What’s In It. It seems that the Latte Factor has now been joined by the iPhone Affect. Read more

Share

Hard Truth Week in Review – Blame it on Business School Edition

May 23, 2010 by  
Filed under Spending

I am a frequent critic of MBA programs. There are too many of them and most don’t teach what our economy needs. (I also come down hard on lawyers, even though I am one.) Read more

Share

Next Page »