Retirement Planning and Blogging from Orlando

I wrote a few weeks ago about winning a blog contest sponsored by AARP. The prize was a trip to Orlando for the annual get-together of 25k AARP members. That’s what I’ve been doing the past few days. That’s also why I haven’t written anything here. It’s all been on my Go To Retirement blog. Read more

Financial Freedom Tour

Readers know that Mr. ToughMoneyLove is a baby boomer. That’s how I can get away with calling out the mistakes of others, because our generation made those mistakes long before many of you did. Being a baby boomer personal finance blogger has other perks, as in a free trip to Orlando, courtesy of the wise and powerful AARP. Read more

Vacation Mode

Mr. ToughMoneyLove is in vacation mode. For more, read this short article on vacation as a mini-retirement.

Back next week. Thanks for reading.

Should You Invest in a Target Retirement Date Fund?

Target Date Funds were intended to be a “one-size fits all” retirement investment vehicle. Investors were encouraged to put most if not all of their retirement portfolio into a retirement date fund after selecting a target retirement date. Then, the theory went, they could sit back, relax, and watch as the fund grew over time while automatically adjusting the fund’s asset allocations as their target date approached. Read more

What is Your Retirement Risk Index?

If you want to read some scary stuff this Halloween, check out the latest “retirement risk” data compiled by the Center for Retirement Research at Boston College.  The National Retirement Risk Index (NRRI) focuses on data indicating how well-prepared American adults are for retirement. Read more

A Failsafe Plan for Retirement Income

Regular readers know that Mr. ToughMoneyLove is a baby boomer and that I write a lot about retirement planning at my Go To Retirement blog. That blog has garnered some substantial publicity lately, having been mentioned in both the New York Times and the October issue of Money Magazine.

Readers may also recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University.   I first mentioned Prof. Bodie in my post on How Long Can this Bear Market Last and later read his book on Worry Free Investing.  I’ve used Prof. Bodie’s ideas in our retirement income plan and now I’ve developed a system to help others do the same. Read more

New Government Initiatives to Boost Retirement Saving

Sometimes – not often – our government’s attempts to get in the middle of our financial planning makes sense. This appears to be the case with several initiatives announced by the White House yesterday. These initiatives are intended to firmly move more Americans toward responsible levels of saving for retirement. Let’s review them briefly. Read more

Expanding Our Retirement Living Options

Mrs. ToughMoneyLove and I returned this evening from a weekend visit to a new community being developed on the Cumberland Plateau in Tennessee. Although not explicitly marketed as a retirement community, clearly the target buyers are retirees and retirement-hopeful baby boomers. We discovered while on a trail ride that some folks we know are building a house and plan on retiring there this winter.  Read more

Personal Finance Education at the Class Reunion

I’ve returned from my 40th high school reunion weekend. I had a fabulous experience, nostalgic and otherwise. Read more

Do You Have a Retirement Date Target?

Most people have figured out by now that many baby boomers are having to re-adjust their plans for retirement, mostly by delaying their target retirement dates. The reality of the market crash coupled with inadequate boomer retirement savings to begin with has forced those decisions. Read more

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