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About Tough Money Love

This is a place to hear and discuss hard truth and tough love about money and personal finance. Why should we be here? To help ourselves, families, and friends break bad money habits (and form good ones), control debt, budget, save, invest to build wealth, and enjoy a comfortable retirement.

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Money and Behavior

« Previous Entries

My Financial Epiphany: Change to Survive

Tuesday, January 6th, 2009

For many in the Christian church, today - January 6 - is celebrated as the Feast of the Epiphany, commemorating the arrival of the Magi who traveled a great distance to visit and offer gifts to the baby Jesus in Bethlehem.
In secular terms, an “epiphany” is a sudden perception or insight into reality or essential meaning of something.   [...]

Start the 2009 Work Year Right for Your Money and Your Life

Friday, January 2nd, 2009

If you are like Mr. ToughMoneyLove, January 2 will be your first work day of 2009.  Your New Year’s Resolutions are fresh in your mind.  Perhaps on that list of resolutions are goals such as “keep your job”  and “make more friends.”  If not, maybe they should be.  In fact, these two goals/resolutions can work [...]

An Important Gift to Ourselves that Money Can Buy

Monday, December 29th, 2008

Mrs. ToughMoneyLove and I are in Florida this week for a brief visit with my parents and other family.  I won’t be writing a lot because frankly my time is better spent elsewhere.
I do want to openly acknowledge something to everyone who is kind enough to read what I write here:  I am grateful to have [...]

Giving According to their Needs

Wednesday, December 24th, 2008

It’s Christmas Eve morning so my message will be brief.  According to family tradition, this night would end with Mrs. ToughMoneyLove and me sorting, surveying, and wrapping the multiple gifts we had purchased for our three children in recent weeks and months.  The mental calculators would also be in action so that we could be confident that [...]

Building a Better Mood about Your Money

Tuesday, December 23rd, 2008

Today I am writing about building a better mood about money.  About replacing despair over what happened and is happening economically in 2008 with gratitude for what we still have.
You are probably asking yourself if I am ill.  It’s not like Mr. ToughMoneyLove to lift the pedal off the metal when it comes to targeting [...]

Simplifying a Financial Life

Monday, December 22nd, 2008

First, this post is not about Paris Hilton or any other “air where the brain should be” simpleton venturing into the Simple Life.
Second, this post is not about New Year’s resolutions.  Mr. ToughMoneyLove sort of abandoned that whole concept a while back.  Why?  Because like so many others, I used it as an excuse to delay doing [...]

Money, Muffin Tops and the Future of Health Care Costs

Monday, December 15th, 2008

Yes I know that title is a little strange for a Mr. ToughMoneyLove Monday morning article but bear with me.  It is indeed about hard truth and your money.
We are now in the peak holiday party period.  You and I are being confronted regularly with arrays of tempting food and drink, most of it not [...]

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