Merry Christmas

December 25, 2010 by  
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I don’t have anything critical or even clever to say today.  I am with family and not thinking about personal finances – at all. I hope you are in a good place as well. Enjoy and refresh yourself today. Merry Christmas!

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Be a Blog Award Voter – Please!

February 24, 2010 by  
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It’s not American Idol but almost. OK, not even almost.

Here’s the situation: Tough Money Love has been named a finalist for a Plutus Award in two separate categories:  “Most Controversial Personal Finance Blog” and “Best Personal Finance Blog for Retirement.”

My Go To Retirement blog has also been named a finalist in the “Best Personal Finance Blog for Retirement” category.  If it were up to me, Go To Retirement would win the retirement category while Tough Money Love would win “most controversial.” But it’s not up to me. It’s up to you.

If you would like to help put Mr. ToughMoneyLove on the winner’s podium, please take 20 seconds, visit the Plutus Award vote page, scroll about 2/3 down the page, and record your votes. Ask your friends to consider doing the same thing.

If I win, I will celebrate by giving away some copies of my Failsafe Retirement System to some lucky readers so be sure to check back.

Thanks for your support!

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Merry Christmas from Mr. ToughMoneyLove

December 24, 2009 by  
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I’ve been quiet this week. Between rehabbing my post-surgical knee, meeting project deadlines for clients who wait until the last minute, and the usual Christmas to-do list, blogging has been neglected. But readers are probably in the same situation so no harm, no foul.

Mr. and Mrs. ToughMoneyLove arrived at our lake house yesterday (Lake Barkley, Kentucky) joined by our three sons and one significant other who is becoming part of our family. Everyone is relaxing (except some of the five dogs who are with us). No snow yet (maybe Saturday) but a fire is blazing. It is so peaceful up here in the winter. I have surprised myself by finishing my gift wrapping before the wee hours.

We have long-standing Christmas Eve traditions in our family as I am sure you do. Our “Secret Family Recipe” Christmas Punch, cheese fondue, Christmas Eve Mass, and watching It’s a Wonderful Life.

I hope and pray that each and every one of you having something and someone to bring you peace and joy this Christmas Season. I am so thankful for your readership and comments.

MERRY CHRISTMAS!

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Hard Truth Week in Review – Advent Conspiracy Edition

November 15, 2009 by  
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I’m back from my weekend visit in Atlanta with good friends from high school. It met and exceeded my expectations in all respects. You can’t put a price on an opportunity to spend quality time with guys you’ve known for 45 years (and can still put up with me!) Read more

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Hard Truth Week in Review – Helpful Links Edition

October 31, 2009 by  
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I am constantly on the look-out for new online resources offering interesting or helpful information on personal finance. Although I often project Mr. ToughMoneyLove as a personal finance know-it-all, I actually don’t know it all. (I just know more than the politicians and FICO.) Read more

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Don’t be Fooled by GM and Other Readings

October 24, 2009 by  
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Chevrolet is so proud of its 60 day “bring it back if you don’t like it” policy. It’s president is now bragging that only one car has been returned under the policy. I’m not impressed. I hope car buyers aren’t falling for this “free trial” deception. Read more

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Hard Truth Week in Review – Health Care Home Stretch Edition

October 17, 2009 by  
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With the passage of the Baucus health care bill out of the Senate Finance Committee, we have entered the home stretch for health care reform legislation. I think the final bill will have a public option although the Baucus bill does not. My biggest concern is that for those folks who already have health insurance, the “reforms” will ultimately lead to higher premiums for your coverage, so that others can obtain coverage at lower cost. In other words, the law when enacted will be effectively become another welfare or wealth distribution program. I am particularly worried about what will happen to the cost of Medicare supplement programs and Medicare premiums for our seniors. For the speed reader, the AARP published a nice visual summary of the Baucus bill. Read more

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Hard Truth Week in Review – Uncertain Recovery Edition

October 4, 2009 by  
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Chicago’s rejection by the U.S. Olympic Committee may be a metaphor for what’s happening with our economy: our belief that we were in the early stages of recovery was actually wishful thinking.  The terrible news about unemployment continues unabated by the effects of stimulus spending.  As the Penny Jobs blog wrote this week, a jobless recovery is no recovery at all.  Now for some more reading suggestions: Read more

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Hard Truth Week in Review – Health Care Whining Edition

September 27, 2009 by  
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Our local paper ran yet another article featuring the stories of those who do not have health care insurance. The reporter undercuts the merits of the story by including the whinings of this woman who says she can’t afford health insurance. First, she quits her $85,000/year job and chooses not to continue her insurance coverage.  She whines about that. Then she learns that when you quit your job in a bad economy, you may have trouble finding another one. Check. She whines about that. Finally, she lands another job at $60k/year and once again chooses not to purchase health insurance. Check. She whines about that also. Read more

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FAILSAFE RETIREMENT™ System Winners

September 23, 2009 by  
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Tonight I used random.org to generate six numbers at random to determine the six commenters who would win a free copy of the FAILSAFE RETIREMENT™ System.

Here is a screen shot of the numbers that were generated: Read more

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