Is Common Sense Returning to Consumer Lending?

Yesterday I read a post by The Finance Buff which the writer entitled “The Credit Crunch Finally Hit Me.”  After reading the post, Mr. ToughMoneyLove had to leave a comment that disagreed with the title and premise of the article. Read more

Debt-Driven Consumption – It Won’t Be Stopped

All of the talk in Washington about financial reform is just that: talk.

The Obama administration wants radical change in the way that financial institutions are regulated. But that will not happen because well-entrenched political interests won’t let it. Read more

Hedging Against the Declining Dollar

Last week I published a tip on how an investor can concurrently hedge against inflation and currency risks. Read more

Do You Need a Financial Do-Over?

Have you ever imagined experiencing a life do-over? Or at least a do-over in your financial life? Read more

My Cash for Your Clunkers

No doubt you have heard of the proposed Cash for Clunkers plan. One bill has passed the House. A different version is being considered in the Senate.

They are pathetically lame attempts to waste more of my money. Read more

Selecting an Ideal Beginner Investment

Today you are going to read my views on first investments for beginners. That topic seems strange for a baby boomer who is probably considering his gazillionth different investment option. On the other hand, the high school and college graduation seasons have just concluded, causing me to reminisce about my first ventures into the investment world as a younger person. Read more

Help with Your Credit – Can it be True?

Most readers of this blog know that Mr. ToughMoneyLove is no fan of credit and is an avowed enemy of the credit score. But I made a little discovery this morning and need to give credit where credit is due. (How is that for a play on words?) Read more

Gadget Lust and Envy: The Tradition Continues

You have to hand it to American consumers. They aren’t going to let a little thing like a severe economic recession get between them and their lust for personal gadgets.  Case in point: cell phones.
Read more

Hard Truth Week in Review – Cap and Trade Edition

My oldest son and I spent most of the weekend at the lake, performing some maintenance tasks and relaxing while contemplating the world’s energy problems. He takes after his old man – and then some – in his interest and understanding of technology.

He and I agree on an essential point: We must radically and immediately reduce our dependence on oil, with the fervor and intensity dedicated to the “let’s put an American on the moon” ambitions of the 1960′s. We recognize how the U.S. car companies have repeatedly over the years – and sometimes deliberately – failed to make a serious effort to commercialize alternative energy vehicles. They tease us with concept cars to create an appearance of trying, then – nothing. For GM and Chrysler it’s now too little, too late. Read more

Inflation and Currency Protection in Your Portfolio

This just a quick investment tip for you to consider over the weekend. It addresses two problems that will confront your money and your portfolio in the coming months:  inflation and devaluation of the dollar. Read more

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