Comments on: Frugal Living – Have I Seen the Light? http://toughmoneylove.com/2009/04/27/frugal-living-baby-boomer/ The Hard Truth about Money and Personal Finance Fri, 24 Feb 2012 15:57:47 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Mary http://toughmoneylove.com/2009/04/27/frugal-living-baby-boomer/comment-page-1/#comment-6347 Mary Wed, 04 Nov 2009 16:49:24 +0000 http://toughmoneylove.com/?p=3409#comment-6347 Well, what is frugal living? Is it just about spending less? Or prioritizing what really matters? We eat at home as much as possible, I brown-bag, I drive an 11 year old car and shop at second hand stores for my kids' clothing--but we just booked a trip to Costa Rica for the family for spring break 2010. Travelling together as a family is a top priority for me. But new cars, the latest clothes, and going out to eat are not. Well, what is frugal living? Is it just about spending less? Or prioritizing what really matters? We eat at home as much as possible, I brown-bag, I drive an 11 year old car and shop at second hand stores for my kids’ clothing–but we just booked a trip to Costa Rica for the family for spring break 2010. Travelling together as a family is a top priority for me. But new cars, the latest clothes, and going out to eat are not.

]]> By: Ralph http://toughmoneylove.com/2009/04/27/frugal-living-baby-boomer/comment-page-1/#comment-5736 Ralph Mon, 31 Aug 2009 21:52:01 +0000 http://toughmoneylove.com/?p=3409#comment-5736 I'm not there yet. I am careful and price sensitive when I buy things but I keep thinking that the time I would spend clipping coupons and looking for ans soliciting deals is worth quite a lot too. My aspiration is to have enough income to make deal hunting unnecessary. Frugality I still value. I’m not there yet. I am careful and price sensitive when I buy things but I keep thinking that the time I would spend clipping coupons and looking for ans soliciting deals is worth quite a lot too. My aspiration is to have enough income to make deal hunting unnecessary. Frugality I still value.

]]> By: Todd @ Personal Finance Playbook http://toughmoneylove.com/2009/04/27/frugal-living-baby-boomer/comment-page-1/#comment-5383 Todd @ Personal Finance Playbook Wed, 12 Aug 2009 14:31:23 +0000 http://toughmoneylove.com/?p=3409#comment-5383 My wife is the coupon clipper. I try to shop around to maximize purchases, read consumer reports, and we typically use Craigslist to buy anything we need or want that isn't electronic (I recently purchased a road bike), but I don't clip coupons. I'll check for online coupon codes, but that's my limit. I'm definitely not as hard core when it comes to frugality as a lot of other people, but I think of myself as frugal (I don't make my own laundry detergent). My wife is the coupon clipper. I try to shop around to maximize purchases, read consumer reports, and we typically use Craigslist to buy anything we need or want that isn’t electronic (I recently purchased a road bike), but I don’t clip coupons. I’ll check for online coupon codes, but that’s my limit. I’m definitely not as hard core when it comes to frugality as a lot of other people, but I think of myself as frugal (I don’t make my own laundry detergent).

]]> By: Mike Pastore http://toughmoneylove.com/2009/04/27/frugal-living-baby-boomer/comment-page-1/#comment-4927 Mike Pastore Thu, 02 Jul 2009 15:07:50 +0000 http://toughmoneylove.com/?p=3409#comment-4927 Using discount coupons is not bad at all. Though it only offers small discount on certain products, if combined, you will accumulate a decent amount saved from your purchases. There's no room for pride nowadays. Being fugal is not a crime you need to hide. For tips on personal finance, visit http://www.mikesmillions.com/blog. Using discount coupons is not bad at all. Though it only offers small discount on certain products, if combined, you will accumulate a decent amount saved from your purchases. There’s no room for pride nowadays. Being fugal is not a crime you need to hide.

For tips on personal finance, visit http://www.mikesmillions.com/blog.

]]> By: MoneyMateKate http://toughmoneylove.com/2009/04/27/frugal-living-baby-boomer/comment-page-1/#comment-4207 MoneyMateKate Sat, 02 May 2009 13:03:57 +0000 http://toughmoneylove.com/?p=3409#comment-4207 I have to agree with TStrump - especially in the early stages, it's a fairly time-consuming process, though there are some basic strategies like Mrs TML's price matching deal that involve minimal effort for a pretty decent return - well, decent compared to clipping a couple of grocery coupons to save $2, which would have taken about the same amount of time. The thing I don't like is the awkwardness and the attitude you sometimes get, which Mr. TML didn't mention but I do wonder if it figured into his initial hesitance. Like, did asking for the 30% match make him feel like a smart shopper or a beggar? I have to agree with TStrump – especially in the early stages, it’s a fairly time-consuming process, though there are some basic strategies like Mrs TML’s price matching deal that involve minimal effort for a pretty decent return – well, decent compared to clipping a couple of grocery coupons to save $2, which would have taken about the same amount of time. The thing I don’t like is the awkwardness and the attitude you sometimes get, which Mr. TML didn’t mention but I do wonder if it figured into his initial hesitance. Like, did asking for the 30% match make him feel like a smart shopper or a beggar?

]]> By: TStrump http://toughmoneylove.com/2009/04/27/frugal-living-baby-boomer/comment-page-1/#comment-4200 TStrump Fri, 01 May 2009 04:40:53 +0000 http://toughmoneylove.com/?p=3409#comment-4200 I've tried to transition into being more frugal but I'm all about saving time, first. Much of this 'frugal living' requires spending a lot of extra time and I sometimes feel it isn't worth it. I'm all about saving money but I won't go to extremes to do it. I’ve tried to transition into being more frugal but I’m all about saving time, first.
Much of this ‘frugal living’ requires spending a lot of extra time and I sometimes feel it isn’t worth it.
I’m all about saving money but I won’t go to extremes to do it.

]]> By: Rob Bennett http://toughmoneylove.com/2009/04/27/frugal-living-baby-boomer/comment-page-1/#comment-4165 Rob Bennett Tue, 28 Apr 2009 20:16:45 +0000 http://toughmoneylove.com/?p=3409#comment-4165 The interesting question to my mind is: Why did you object to the idea of saving money before? I was very much this way for a long time. There was a day when I would sometimes toss pennies in the trash when they came to me as change. That's NOT frugal behavior! What drove me to do that? I think it was a need to keep up a certain self-image. I wanted to think of myself as someone too important to need to worry about pennies or even to be bothered to go to the trouble to carry them around in my pockets. Rob The interesting question to my mind is: Why did you object to the idea of saving money before?

I was very much this way for a long time. There was a day when I would sometimes toss pennies in the trash when they came to me as change. That’s NOT frugal behavior!

What drove me to do that? I think it was a need to keep up a certain self-image. I wanted to think of myself as someone too important to need to worry about pennies or even to be bothered to go to the trouble to carry them around in my pockets.

Rob

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