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	<title>Comments on: Are New Cars Ever Really on Sale?</title>
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	<link>http://toughmoneylove.com/2009/01/14/are-new-cars-ever-really-on-sale/</link>
	<description>The Hard Truth about Money and Personal Finance</description>
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		<title>By: SmallBusinessYouWantTOKill</title>
		<link>http://toughmoneylove.com/2009/01/14/are-new-cars-ever-really-on-sale/comment-page-1/#comment-9149</link>
		<dc:creator>SmallBusinessYouWantTOKill</dc:creator>
		<pubDate>Sun, 26 Jun 2011 17:51:28 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=1155#comment-9149</guid>
		<description>&quot;You&#039;re forgetting that employees don&#039;t just get UI automatically.&quot;

Once again you are forgetting that employers are required to prove that they are fired for reasons other than layoff.  Which is not exactly something that small business has time to spend on.  Try and argue with that when you become a business owner, then you can come back here and tell me how you like it.

&quot;It&#039;s not hard, yet you do nothing but come up with excuse after excuse as to why you don&#039;t/won&#039;t/shouldn&#039;t have to do it. &quot;

OMFG, why can&#039;t you get it?  &quot;Its not hard&quot;, right! I am saying the UI are causing problems and causing small business not to hire if they can help it (especially with manufacturing work), and you are saying its not hard to prove otherwise, dude can you understand that I am saying UI is a problem, your answer is not a solution that many small business are using, cause if it is  our unemployment rate won&#039;t be in 9.2% right now!

&quot;And you still have not provided any arguments to support your claim that the UI system is broken&quot;

YOu have got to be brain dead, my business operation is the prove that not hiring and having majority of manufacturing done oversea is the proof that our UI system is one of those regulations that is causing our country&#039;s high unemployment rate, REMEMBER, if the regulation worked today, you will never have seen such high number of unemployment.

&quot; Companies are not going overseas because of UI compensation.  They&#039;re going overseas because the labor is cheap and they are able to avoid paying many US taxes&quot;

YES finally you are getting it, but you must understand that business go oversea for multiple reasons, and one of the reasons for us not hiring extra hands in our business instead asking oversea manufacture to do our special designs is because of UI system (and health insurance), but HI its not something this article is talking about.

&quot; UI rates are a drop in the bucket compared to the big picture&quot;
 YOU are absolutely clueless, any increase in UI rates can cause potential problems for small businesses.  Please tell what big picture you are talking about?  Big picture that says economy is recovering because Ben Bernanke is printing out more money for you?

&quot;so I&#039;ll just let you have the last word on this for now.  Hopefully, these UI researchers whom you apparently believe are spending hours on Google&quot;

Right, listen to my word and go open a business with a your hand instead of a employee handbook because you will never get anywhere.  Hopefully, I can open some closed mind drone like you to see that your unemployment is due to our country&#039;s regulation.  LOL apparently you have no idea how researchers these days works, I was a UMCP ME grad student once, and I can tell you that I got most of my data for research paper by researching from google, not the library, the library is old tech, get on with the new way.

&quot;UI system will find much more credence in your arguments and revise the system so that you can hire employees sans all your aforementioned fears.&quot;

Once again, you are losing yourself here, need I say more?  I post my opinions here, and your solution of having more legal/paper work done by employers to cover their own ass is not a solution that many small businesses are using, which is why we have such high of unemployment rate.

As a employee on software side of work, you should be careful about your own get getting outsourced to India.
GL</description>
		<content:encoded><![CDATA[<p>&#8220;You&#8217;re forgetting that employees don&#8217;t just get UI automatically.&#8221;</p>
<p>Once again you are forgetting that employers are required to prove that they are fired for reasons other than layoff.  Which is not exactly something that small business has time to spend on.  Try and argue with that when you become a business owner, then you can come back here and tell me how you like it.</p>
<p>&#8220;It&#8217;s not hard, yet you do nothing but come up with excuse after excuse as to why you don&#8217;t/won&#8217;t/shouldn&#8217;t have to do it. &#8221;</p>
<p>OMFG, why can&#8217;t you get it?  &#8220;Its not hard&#8221;, right! I am saying the UI are causing problems and causing small business not to hire if they can help it (especially with manufacturing work), and you are saying its not hard to prove otherwise, dude can you understand that I am saying UI is a problem, your answer is not a solution that many small business are using, cause if it is  our unemployment rate won&#8217;t be in 9.2% right now!</p>
<p>&#8220;And you still have not provided any arguments to support your claim that the UI system is broken&#8221;</p>
<p>YOu have got to be brain dead, my business operation is the prove that not hiring and having majority of manufacturing done oversea is the proof that our UI system is one of those regulations that is causing our country&#8217;s high unemployment rate, REMEMBER, if the regulation worked today, you will never have seen such high number of unemployment.</p>
<p>&#8221; Companies are not going overseas because of UI compensation.  They&#8217;re going overseas because the labor is cheap and they are able to avoid paying many US taxes&#8221;</p>
<p>YES finally you are getting it, but you must understand that business go oversea for multiple reasons, and one of the reasons for us not hiring extra hands in our business instead asking oversea manufacture to do our special designs is because of UI system (and health insurance), but HI its not something this article is talking about.</p>
<p>&#8221; UI rates are a drop in the bucket compared to the big picture&#8221;<br />
 YOU are absolutely clueless, any increase in UI rates can cause potential problems for small businesses.  Please tell what big picture you are talking about?  Big picture that says economy is recovering because Ben Bernanke is printing out more money for you?</p>
<p>&#8220;so I&#8217;ll just let you have the last word on this for now.  Hopefully, these UI researchers whom you apparently believe are spending hours on Google&#8221;</p>
<p>Right, listen to my word and go open a business with a your hand instead of a employee handbook because you will never get anywhere.  Hopefully, I can open some closed mind drone like you to see that your unemployment is due to our country&#8217;s regulation.  LOL apparently you have no idea how researchers these days works, I was a UMCP ME grad student once, and I can tell you that I got most of my data for research paper by researching from google, not the library, the library is old tech, get on with the new way.</p>
<p>&#8220;UI system will find much more credence in your arguments and revise the system so that you can hire employees sans all your aforementioned fears.&#8221;</p>
<p>Once again, you are losing yourself here, need I say more?  I post my opinions here, and your solution of having more legal/paper work done by employers to cover their own ass is not a solution that many small businesses are using, which is why we have such high of unemployment rate.</p>
<p>As a employee on software side of work, you should be careful about your own get getting outsourced to India.<br />
GL</p>
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		<title>By: G. Jules</title>
		<link>http://toughmoneylove.com/2009/01/14/are-new-cars-ever-really-on-sale/comment-page-1/#comment-2126</link>
		<dc:creator>G. Jules</dc:creator>
		<pubDate>Wed, 14 Jan 2009 17:42:21 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=1155#comment-2126</guid>
		<description>I highly recommend Remar Sutton&#039;s book Don&#039;t Get Taken Every Time for anyone looking to buy a car -- new or used, dealer or private party sale. He goes into the breakdown of dealer &quot;sales events&quot; like these, along with basics on how to choose a used car, how to understand loan financing and leases, how to negotiate on price, how to maximize trade-in value, and so on. It&#039;s an excellent book.

If you actually need a car, this isn&#039;t a bad time to buy from a new car dealer -- they&#039;re hurting. Bad. Just make sure your answer to question three is &quot;Sell the car to me for my price.&quot; And don&#039;t budge. (I got my car for invoice minus a grand in manufacturer&#039;s rebates. If I&#039;d known how easily they&#039;d give me that price, I would have started lower! And no, they didn&#039;t get me on the financing -- I financed through my credit union.)

The downside to the poor market for new cars is that the used car market in my area is seriously out of whack, which is the only reason I was willing to go new. 2006 Toyotas with 30K miles for only a grand or two less than the new models? Not so much.</description>
		<content:encoded><![CDATA[<p>I highly recommend Remar Sutton&#8217;s book Don&#8217;t Get Taken Every Time for anyone looking to buy a car &#8212; new or used, dealer or private party sale. He goes into the breakdown of dealer &#8220;sales events&#8221; like these, along with basics on how to choose a used car, how to understand loan financing and leases, how to negotiate on price, how to maximize trade-in value, and so on. It&#8217;s an excellent book.</p>
<p>If you actually need a car, this isn&#8217;t a bad time to buy from a new car dealer &#8212; they&#8217;re hurting. Bad. Just make sure your answer to question three is &#8220;Sell the car to me for my price.&#8221; And don&#8217;t budge. (I got my car for invoice minus a grand in manufacturer&#8217;s rebates. If I&#8217;d known how easily they&#8217;d give me that price, I would have started lower! And no, they didn&#8217;t get me on the financing &#8212; I financed through my credit union.)</p>
<p>The downside to the poor market for new cars is that the used car market in my area is seriously out of whack, which is the only reason I was willing to go new. 2006 Toyotas with 30K miles for only a grand or two less than the new models? Not so much.</p>
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