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	<title>Comments on: Personal Finance Resolutions to Avoid this Year</title>
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	<link>http://toughmoneylove.com/2008/12/28/personal-finance-resolutions-avoid-this-year/</link>
	<description>The Hard Truth about Money and Personal Finance</description>
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		<title>By: Sean</title>
		<link>http://toughmoneylove.com/2008/12/28/personal-finance-resolutions-avoid-this-year/comment-page-1/#comment-1958</link>
		<dc:creator>Sean</dc:creator>
		<pubDate>Fri, 02 Jan 2009 01:40:29 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=863#comment-1958</guid>
		<description>re: #3, why must everything come from one job?</description>
		<content:encoded><![CDATA[<p>re: #3, why must everything come from one job?</p>
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		<title>By: Doctor S</title>
		<link>http://toughmoneylove.com/2008/12/28/personal-finance-resolutions-avoid-this-year/comment-page-1/#comment-1932</link>
		<dc:creator>Doctor S</dc:creator>
		<pubDate>Tue, 30 Dec 2008 18:33:52 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=863#comment-1932</guid>
		<description>I love reading about the other side of making resolutions, &quot;What you should not be doing&quot;.  Always helpful when formulating ones goals for 2009!</description>
		<content:encoded><![CDATA[<p>I love reading about the other side of making resolutions, &#8220;What you should not be doing&#8221;.  Always helpful when formulating ones goals for 2009!</p>
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		<title>By: TStrump</title>
		<link>http://toughmoneylove.com/2008/12/28/personal-finance-resolutions-avoid-this-year/comment-page-1/#comment-1924</link>
		<dc:creator>TStrump</dc:creator>
		<pubDate>Mon, 29 Dec 2008 19:34:06 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=863#comment-1924</guid>
		<description>Good tips.
While goals need to be specific, you also have to track them and make yourself accountable.
Also, I won&#039;t be buying a new car - my 1994 Ford Tempo drives just fine.
Finally, goals should be made/updated year-round, rather than at year-end.
Cheers!</description>
		<content:encoded><![CDATA[<p>Good tips.<br />
While goals need to be specific, you also have to track them and make yourself accountable.<br />
Also, I won&#8217;t be buying a new car &#8211; my 1994 Ford Tempo drives just fine.<br />
Finally, goals should be made/updated year-round, rather than at year-end.<br />
Cheers!</p>
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		<title>By: Andy @ Retire at 40</title>
		<link>http://toughmoneylove.com/2008/12/28/personal-finance-resolutions-avoid-this-year/comment-page-1/#comment-1918</link>
		<dc:creator>Andy @ Retire at 40</dc:creator>
		<pubDate>Mon, 29 Dec 2008 09:26:01 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=863#comment-1918</guid>
		<description>I won&#039;t be making any New Year&#039;s resolutions since, if I want to change something in my life, I &lt;a href=&quot;http://retire-at-40.blogspot.com/2008/12/why-you-should-do-new-years-resolutions.html&quot; rel=&quot;nofollow&quot;&gt;just do it rather than wait for an arbitrary day&lt;/a&gt; of the year.

And you&#039;re right, if you do decide to make changes, then they have to be measurable and have goals. That way you know what you&#039;re aiming for and also how well you&#039;re doing. Of course, this only makes sense with things that are inside your control (unlike the stock market).</description>
		<content:encoded><![CDATA[<p>I won&#8217;t be making any New Year&#8217;s resolutions since, if I want to change something in my life, I <a href="http://retire-at-40.blogspot.com/2008/12/why-you-should-do-new-years-resolutions.html" rel="nofollow">just do it rather than wait for an arbitrary day</a> of the year.</p>
<p>And you&#8217;re right, if you do decide to make changes, then they have to be measurable and have goals. That way you know what you&#8217;re aiming for and also how well you&#8217;re doing. Of course, this only makes sense with things that are inside your control (unlike the stock market).</p>
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		<title>By: BankerBryan</title>
		<link>http://toughmoneylove.com/2008/12/28/personal-finance-resolutions-avoid-this-year/comment-page-1/#comment-1915</link>
		<dc:creator>BankerBryan</dc:creator>
		<pubDate>Sun, 28 Dec 2008 19:46:28 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=863#comment-1915</guid>
		<description>These are really good tips. I agree - people must be specific. I know every broad resolution I ever made - I failed. 

&quot;Become debt free,&quot; how about &quot;pay off my Chase card!&quot;</description>
		<content:encoded><![CDATA[<p>These are really good tips. I agree &#8211; people must be specific. I know every broad resolution I ever made &#8211; I failed. </p>
<p>&#8220;Become debt free,&#8221; how about &#8220;pay off my Chase card!&#8221;</p>
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