@Angie-In the past I felt like you with my personal Debt Demon stressing me outall the time. Not any more! Fortunately for me I was introduced to a little known program that showed me how to pay off my student loans & all my other debt in 1/2 and the time and save thousands in interest all without increasing my monthly payments, and using my current income. Most of us know about the traditional ways to repay your student loans but there are some non-traditional programs out there that work really good too! If you are open minded, and willing to research and conduct your due diligence you can find them.Over the past few years I have committed myself to helping other people in the same situation that are suffering from student loan, credit card and other consumer debt.

@Stephanie-Thanks for sharing your story. I believe too many young people borrow money to attend college but have no financial POA (plan of action). The end result, they graduate with a mountain of credit card or student loan debt. There needs to be much more emphasis on the potential consequences of student loan debt and how to manage your finances prior to entering college (perhaps starting in High School) and accepting loans. Then this process needs to continue throughout the college experience.

Physicians often graduate with $250,000 or more of debt. Think about that the next time you’re tempted to yelp about the high cost of medical care in the US (along with for-profit insurers, Big Pharma, absurd amounts of administrative overhead, etc).

And the attitudes of students regarding debt are truly scary. When I dropped out of school during my third year (not to return until nine months later), people were astounded, and most of my fellow classmates couldn’t grasp the concepts. “Why don’t you get more loans?” they asked. “Because I’m at the limit for federal student loans,” I answered. “Oh,” they said, “well, that’s what parents are for!” Direct quote, I kid you not. My fellow students thought that all parents can simply magic money for school out of nowhere. Or maybe they thought my parents should take on debt for my education. But my theory is that they really didn’t think at all. Parents = a magic money machine, right?

It’s a scary, sad world when it comes to college students and money. That’s why I write what I write… I just hope that I can help some people to not make the mistakes I did over the last five years.

When people do go to college they’re encouraged to go to colleges that are extremely expensive and they can only afford after receiving thousands in student loans. They leverage themselves up to the eyeballs, and then often graduate with a degree they can’t use. It really is disgraceful.