Comments on: Good Debt, Bad Debt and Flawed Investment Return Data http://toughmoneylove.com/2008/08/18/good-debt-bad-debt-debate-flawed-investment-return-data/ The Hard Truth about Money and Personal Finance Mon, 15 Mar 2010 15:37:50 +0000 http://wordpress.org/?v=2.9 hourly 1 By: Investment Bank Failures Teach Personal Finance Lessons | Tough Money Love http://toughmoneylove.com/2008/08/18/good-debt-bad-debt-debate-flawed-investment-return-data/comment-page-1/#comment-466 Investment Bank Failures Teach Personal Finance Lessons | Tough Money Love Mon, 15 Sep 2008 13:28:12 +0000 http://toughmoneylove.com/?p=50#comment-466 [...] on personal finance blogs.  I have contributed to this debate myself with an analysis of using inflated investment returns to justify so-called “good debt.”  What the Lehman failure teaches us is that [...] [...] on personal finance blogs.  I have contributed to this debate myself with an analysis of using inflated investment returns to justify so-called “good debt.”  What the Lehman failure teaches us is that [...]

]]> By: Personal Finance and Money Carnivals | Tough Money Love http://toughmoneylove.com/2008/08/18/good-debt-bad-debt-debate-flawed-investment-return-data/comment-page-1/#comment-180 Personal Finance and Money Carnivals | Tough Money Love Thu, 28 Aug 2008 03:53:54 +0000 http://toughmoneylove.com/?p=50#comment-180 [...] Finally, No Credit Needed presents a great list of debt reduction ideas on the Carnival of Debt Reduction, including my post on using flawed investment return data in the good debt-bad debt debate. [...] [...] Finally, No Credit Needed presents a great list of debt reduction ideas on the Carnival of Debt Reduction, including my post on using flawed investment return data in the good debt-bad debt debate. [...]

]]> By:   Carnival of Debt Reduction by No Credit Needed http://toughmoneylove.com/2008/08/18/good-debt-bad-debt-debate-flawed-investment-return-data/comment-page-1/#comment-126   Carnival of Debt Reduction by No Credit Needed Mon, 25 Aug 2008 12:47:57 +0000 http://toughmoneylove.com/?p=50#comment-126 [...] Money Love jumps into the middle of the good debt / bad debt debate.  I like my rule - No [...] [...] Money Love jumps into the middle of the good debt / bad debt debate.  I like my rule – No [...]

]]> By: MasterPo http://toughmoneylove.com/2008/08/18/good-debt-bad-debt-debate-flawed-investment-return-data/comment-page-1/#comment-97 MasterPo Thu, 21 Aug 2008 18:07:09 +0000 http://toughmoneylove.com/?p=50#comment-97 Well written. I again agree. Well written. I again agree.

]]> By: Mid-Week Round-Up http://toughmoneylove.com/2008/08/18/good-debt-bad-debt-debate-flawed-investment-return-data/comment-page-1/#comment-81 Mid-Week Round-Up Wed, 20 Aug 2008 10:30:39 +0000 http://toughmoneylove.com/?p=50#comment-81 [...] ToughMoneyLove, the resident hardass of the personal finance blogging world (and I mean that in the nicest way possible), argues that it is flawed logic to invest money rather than using it to pay down existing debt. [...] [...] ToughMoneyLove, the resident hardass of the personal finance blogging world (and I mean that in the nicest way possible), argues that it is flawed logic to invest money rather than using it to pay down existing debt. [...]

]]> By: MoneyGrubbingLawyer http://toughmoneylove.com/2008/08/18/good-debt-bad-debt-debate-flawed-investment-return-data/comment-page-1/#comment-77 MoneyGrubbingLawyer Tue, 19 Aug 2008 15:52:38 +0000 http://toughmoneylove.com/?p=50#comment-77 I view debt as good/justifiable if it makes me money. Debt incurred to start or grow a business or to purchase an investment property will usually fall in this category. I also tend to think of a principal residence mortgage and student loans as possibly falling in to this category, although this will vary depending on the circumstances. Of course, it is far better to have no debt at all, and even "good debt" should be avoided or paid off if at all possible. But as far as debt goes, these types are better than most. It's kind of like how a kick to the backside is "good" compared to a kick to the frontside... I view debt as good/justifiable if it makes me money. Debt incurred to start or grow a business or to purchase an investment property will usually fall in this category. I also tend to think of a principal residence mortgage and student loans as possibly falling in to this category, although this will vary depending on the circumstances.

Of course, it is far better to have no debt at all, and even “good debt” should be avoided or paid off if at all possible. But as far as debt goes, these types are better than most. It’s kind of like how a kick to the backside is “good” compared to a kick to the frontside…

]]> By: Mr. ToughMoneyLove http://toughmoneylove.com/2008/08/18/good-debt-bad-debt-debate-flawed-investment-return-data/comment-page-1/#comment-72 Mr. ToughMoneyLove Tue, 19 Aug 2008 13:03:54 +0000 http://toughmoneylove.com/?p=50#comment-72 MoneyGrubber: Thanks for the visit and comment. Matt and MoneyGrubber: I would be interested in hearing some examples of "good debt" that you referenced. MoneyGrubber: Thanks for the visit and comment.

Matt and MoneyGrubber: I would be interested in hearing some examples of “good debt” that you referenced.

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