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	<title>Comments on: Are They Poor or Just Broke?</title>
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	<link>http://toughmoneylove.com/2008/08/12/are-they-poor-or-just-broke/</link>
	<description>The Hard Truth about Money and Personal Finance</description>
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		<title>By: cjbr549</title>
		<link>http://toughmoneylove.com/2008/08/12/are-they-poor-or-just-broke/comment-page-1/#comment-2091</link>
		<dc:creator>cjbr549</dc:creator>
		<pubDate>Mon, 12 Jan 2009 16:24:47 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=43#comment-2091</guid>
		<description>I guess that I don&#039;t have the same sympathy for the poor that you do.  Some people find that callous, but I grew up poor, so I was around the &#039;poor&#039; (real poor people, not just broke) quite allot.  Most are that way because they are either lazy or made poor decisions.  They made poor decision mainly because their parents didn&#039;t know enough to push them towards better decisions.  I was very lucky, my mother and grandmother saw the writing on the wall and pushed me towards higher education.  My grandfather instilled a work ethic in me and I worked enough real manual labor jobs to motivate me to go to college and stick with it till graduation, then due to a terrible job market to stick with grad school till graduation.  With no financial help from my parents or grandparents who were not able at the time.  I have two very intelligent brothers that are poor as dirt and always will be, because they are lazy as the day is long.  They will spend more time figuring out how not to work than they would to just do the work.  If they ever manage to not be poor, they will be broke.  I know too many ‘poor’ people drawing checks from disability because they can’t handle the ‘stress’ of a job.  To most of them that means getting up in the morning and actually going to one.  So I just can’t share your financial sympathy.  For the mentally ill, yes.  The truly physically disabled, yes.  But even many of these have the drive and motivation to try, just not the same abilities as the lazy, judgment lacking ‘poor’.  So I’m callous.</description>
		<content:encoded><![CDATA[<p>I guess that I don&#8217;t have the same sympathy for the poor that you do.  Some people find that callous, but I grew up poor, so I was around the &#8216;poor&#8217; (real poor people, not just broke) quite allot.  Most are that way because they are either lazy or made poor decisions.  They made poor decision mainly because their parents didn&#8217;t know enough to push them towards better decisions.  I was very lucky, my mother and grandmother saw the writing on the wall and pushed me towards higher education.  My grandfather instilled a work ethic in me and I worked enough real manual labor jobs to motivate me to go to college and stick with it till graduation, then due to a terrible job market to stick with grad school till graduation.  With no financial help from my parents or grandparents who were not able at the time.  I have two very intelligent brothers that are poor as dirt and always will be, because they are lazy as the day is long.  They will spend more time figuring out how not to work than they would to just do the work.  If they ever manage to not be poor, they will be broke.  I know too many ‘poor’ people drawing checks from disability because they can’t handle the ‘stress’ of a job.  To most of them that means getting up in the morning and actually going to one.  So I just can’t share your financial sympathy.  For the mentally ill, yes.  The truly physically disabled, yes.  But even many of these have the drive and motivation to try, just not the same abilities as the lazy, judgment lacking ‘poor’.  So I’m callous.</p>
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		<title>By: doctor S</title>
		<link>http://toughmoneylove.com/2008/08/12/are-they-poor-or-just-broke/comment-page-1/#comment-37</link>
		<dc:creator>doctor S</dc:creator>
		<pubDate>Tue, 12 Aug 2008 17:28:13 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=43#comment-37</guid>
		<description>I too wish I did not have a car payment.  I am going to ride this car until the wheels fall off!  I have friends who make little money but push around BMW&#039;s and large SUV&#039;s with big price tags.  Never made sense to me.  I guess it goes back to self-image and ego?  Who knows!  2010 I will be car-debt-free!</description>
		<content:encoded><![CDATA[<p>I too wish I did not have a car payment.  I am going to ride this car until the wheels fall off!  I have friends who make little money but push around BMW&#8217;s and large SUV&#8217;s with big price tags.  Never made sense to me.  I guess it goes back to self-image and ego?  Who knows!  2010 I will be car-debt-free!</p>
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		<title>By: Nancy Mehegan</title>
		<link>http://toughmoneylove.com/2008/08/12/are-they-poor-or-just-broke/comment-page-1/#comment-36</link>
		<dc:creator>Nancy Mehegan</dc:creator>
		<pubDate>Tue, 12 Aug 2008 16:51:54 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=43#comment-36</guid>
		<description>Great blog.  Sorely needed.  Stop by our blog for Baby boomers:  http://www.Vaboomer.com

We have social commentary and support.  We offer a great ebook called &quot;Boomers without Bucks&quot; for boomers that will live on a fixed income.</description>
		<content:encoded><![CDATA[<p>Great blog.  Sorely needed.  Stop by our blog for Baby boomers:  <a href="http://www.Vaboomer.com" rel="nofollow">http://www.Vaboomer.com</a></p>
<p>We have social commentary and support.  We offer a great ebook called &#8220;Boomers without Bucks&#8221; for boomers that will live on a fixed income.</p>
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		<title>By: Jesse</title>
		<link>http://toughmoneylove.com/2008/08/12/are-they-poor-or-just-broke/comment-page-1/#comment-34</link>
		<dc:creator>Jesse</dc:creator>
		<pubDate>Tue, 12 Aug 2008 16:31:47 +0000</pubDate>
		<guid isPermaLink="false">http://toughmoneylove.com/?p=43#comment-34</guid>
		<description>&quot;One such counselor reported that one in four of his clients were “broke” because of excessive car payments&quot;

Thats interesting because I&#039;d say that my car payment is one of the things I hate the most. Ill be glad to get rid of that.  A lot of people who aren&#039;t broke are spending a large amount on car payments that could easily be going somewhere more constructive.</description>
		<content:encoded><![CDATA[<p>&#8220;One such counselor reported that one in four of his clients were “broke” because of excessive car payments&#8221;</p>
<p>Thats interesting because I&#8217;d say that my car payment is one of the things I hate the most. Ill be glad to get rid of that.  A lot of people who aren&#8217;t broke are spending a large amount on car payments that could easily be going somewhere more constructive.</p>
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